PocketGuard・Money&Bill Tracker 5.5

PocketGuard, Inc. – Freeware – iOS
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PocketGuard is a free budgeting app designed to help individuals effectively manage their finances. With its user-friendly interface and intelligent algorithms, budgeting becomes effortless, allowing users to focus on their money management goals rather than number crunching. The app takes care of routine tasks such as expense tracking and bill monitoring, empowering users to streamline their financial operations.

Always stay informed about your financial status with the "IN MY POCKET" feature. By calculating your disposable income after accounting for bills, savings, and other financial priorities, PocketGuard ensures that you always have a clear understanding of your safe-to-spend amount. This valuable insight enables you to align your monthly budget accordingly.

In addition to budgeting and expense tracking, PocketGuard provides comprehensive analytics through various reports. These reports offer a holistic view of your personal finances, allowing you to gain insights into your spending habits, make necessary adjustments, and optimize your monthly budget for greater financial success.

PocketGuard also serves as a bill tracker and subscription manager. By connecting your bank accounts, the app automatically identifies and includes all your bills and subscriptions in your monthly budget. This eliminates the risk of missing due dates and allows you to take advantage of cost-saving opportunities by negotiating better rates with service providers. Additionally, the subscription manager keeps track of and helps you cancel any forgotten or unnecessary subscriptions - a valuable money-saving tactic.

Setting and achieving financial goals are crucial aspects of effective budgeting. PocketGuard equips users with the necessary tools to properly define and pursue their financial goals. Whether it's reducing shopping expenses or saving for a vacation, the app offers practical features that support goal setting and tracking.

Furthermore, PocketGuard recognizes that debt repayment is often a priority for many individuals. By connecting all credit and loan accounts, the app generates personalized debt-payoff plans using smart algorithms. These plans optimize debt repayment strategies, potentially saving users hundreds or even thousands of dollars in interest.

Rest assured, PocketGuard prioritizes the security and protection of your sensitive information. The app utilizes bank-level encryption (256-bit SSL) - the same security standard employed by major financial institutions. Additional security measures, such as PIN codes and biometrics (Touch ID & Face ID), provide an extra layer of protection for your peace of mind.

Please note that PocketGuard is only compatible with U.S. and Canadian financial institutions.

While PocketGuard offers a premium subscription option called PocketGuard Plus, the subscription is optional and not required to use the app's core functionality. By subscribing to PocketGuard Plus, users gain access to additional features. Payment for PocketGuard Plus is charged to your iTunes account, with subscription renewal being automatic unless turned off at least 24 hours before the current period ends. You retain the flexibility to disable auto-renewal at any time within your iTunes Store settings. Please be aware that any unused portion of a free trial period will be forfeited upon purchasing a different subscription plan.

To learn more about our privacy policy, please visit: <a href="https://pocketguard.com/privacy/">https://pocketguard.com/privacy/</a>
For detailed terms of use, please visit: <a href="https://pocketguard.com/terms/">https://pocketguard.com/terms/</a>

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